Academic bank of Credit

Academic Bank of Credits (ABC)

The University Grants Commission with the concurrence of Ministry of Education had notified “The University Grants Commission (Establishment and Operation of Academic Bank of Credits in Higher Education) Regulations.2021” in the Gazette of lndia on 28th July, 2021. The Academic Bank of Credits (ABC) platform has been developed by the National e- Governance Division (NeGD) of Ministry of Electronics and Information Technology (MeitY) under DigiLocker framework. Academic Bank of Credits (ABC) will digitally store the academic credits earned by students from higher education institutions registered with ABC, for awarding degree/Diploma /Certificates taking into account credits earned by students. Academic Bank of Credit is a national-level credit-based, student-centric, and highly flexible digital platform for students to store their academic credits earned from various recognized Higher Educational Institutions. ABC can be considered as an authentic reference to check the credit record of the student at any given point in time. The concept of ABC is fuel to boost the efficiency of faculty and help students embrace a multi-disciplinary educational approach. The idea is to make students “Skillful Professionals” and help their overall growth.

Feature of ABC

The following features will be available for the students in the ABC application:

1.     Registration for a unique ABC ID (which can be shared between Academic Institutions for any course)

2.    Viewing of total credit accumulated under one window

3.    Selection of multiple credits of convenience for transfer or redemption

4.    Viewing of the Transfer request status

5.    Reinitiating credit transfer at their conveyance.


Benefits of ABC

1.     Increases the student’s freedom in choosing their courses and academics.

2.    Enables the student to drop out in any year and then exchange the credits earned so far with a certificate/diploma if they are eligible.

3.    They can redeem the credits and rejoin the same or any other institute in the future and continue their education.

4.    The institutes cannot keep the students in the courses against their will to earn money

5.    Students must provide this ABC ID to the corresponding academic institutions where they are pursuing/completed their courses, to enable the academic institutions to upload credits against the student’s ABC ID on DigiLocker – National Academic Depository.


*ABC Registration

Steps to register students through Digilocker portal

Step 1: Signup Digilocker if you dont have an account in Digilocker portal, if you already have an account login using that credential.

Step 2: Click on Search Documents — Education — Academic Bank of Credits

Step-3: Click on ABC ID logo & select the Institutions Type, Institution Name

Step-4: Click on the Get Document to get your ABC ID.

Steps to register students at the ABC portal.

Step 1: Visit the Academic Bank of Credit (ABC) portal:

Step 2: On the home page, click on the link for ‘my account’ available on the top right side top corner, and choose ‘student’ option.

Step 3: You will be redirected to a new window. Login/register using your username/ mobile number or government-issued identification cards.

Step 4: Key in all the required information.


Important Links

· Go to ABC portal

·       Go to DigiLocker

·       Academic-Bank-of-Credits_User_Manual_V3

·       User Manual: Student Registration and Credit Transfer under ABC

How to create ABC ID :